Loan Calculator
Mortgage / Equal Installment / Equal Principal
LPR Presets:
Usage Guide
Key Features
- Equal Installment — Fixed monthly payment, more interest early, more principal later
- Equal Principal — Fixed monthly principal, decreasing payment, lower total interest
- LPR Presets — Built-in latest LPR rates, one-click fill
- Prepayment — Simulate interest savings and payment changes after prepayment
- Schedule Detail — Monthly breakdown of principal, interest, and balance
Use Cases
- Home mortgage payment calculation & comparison
- Auto/personal loan installment/principal calculation
- Prepayment benefit assessment
- Compare total interest between equal installment and equal principal
- Understand how rates affect monthly payments